Using Revolut in Turkey. Which banks and ATMs let you withdraw cash for free?

Travelling is an amazing privilege and something I don't take for granted. I've been able to see some incredible things around the world, chase the sunshine, and I've met a number of wonderful people.

One tiny little downside to all of this is sometimes having to pay a fee at an ATM, so if I can find a cash point that doesn't charge me during my travels, best believe I will look to share it here.

I have previously written a post about using Revolut in Antalya, and seen as though Turkiye is a huge country, I wanted to write this, so people travelling to somewhere that isn't Antalya, know which banks and ATM's don't charge you for using Revolut.

What banks and ATM's in Turkey do not charge you a fee for using Revolut?

Ziraat Bank did not charge me for using Revolut

In Antalya, there were two banks I was able to use without being charged. These were Ziraat Bank and HSBC, and hopefully wherever you find yourself in Turkiye, you're able to find a branch where you are.

According to a quick google search, Ziraat Bank appears to be everywhere in Turkey, so you should hopefully be covered wherever you are.

'Ziraat Bank, Turkey's largest state-owned bank, has a vast domestic network with over 1,750 branches in Turkey, serving as the sole bank in many towns.'

HSBC on the other hand is known pretty much the world over, and while there appears to be less branches in Turkiye than Ziraat, I would be surprised if you weren't able to find them in major cities such as Istanbul, Ankara, Izmir etc. I've also just had a quick search, and there does appear to be a HSBC in Bodrum, another tourist hotspot, so hopefully you'll be able to use Revolut without issue there.

Again, I appreciate it's a small inconvenience to have to pay a fee when using an ATM, and there are times when it's very difficult to find a free one to use (looking at you, Bosnia), but I don't know, having to pay money to withdraw my own money, it's never quite sat right.

I'm writing this from Dahab in Egypt, and there are SO many ATM's where you have to pay a fee (I will write a separate post on which banks don't charge revolut users in Egypt, shortly).

With Dahab being a smaller place, there are times where there is no cash in the free to use ATM's that you can withdraw from, so I tested a fee paying one out of curiosity, saw the charge was nearly £5, and swiftly cancelled the transaction. Thankfully I was able to find one of the free to withdraw ATM's that still had money in the machine, so crisis averted, but I wasn't about to pay the cost of a meal to withdraw my own money.

Anyway, back to the subject of the post, and I hope that this provides you with the information you need when using Revolut in Turkey / Turkiye. I have used both Ziraat and HSBC in Antalya with touch wood, no issues, and the exchange rate is always relatively close to the official one at the time of withdrawing.

The HSBC bank in Antalya, Turkiye.

I'd often have to withdraw a decent amount of cash from these ATM's as I needed to pay rent in cash, and if I recall correctly, there was a 4,000/5,000 Turkish Lira limit for me, but I think part of that might have been my Revolut daily withdrawal settings. I was able to go from one bank, say Ziraat, withdraw there, and then go to HSBC and also withdraw there, so it might have been a quirk in the system, but something to keep in mind.

If you're here for the TL;DR, then the two banks you can use Revolut in Turkey without paying a fee (at least in my experience) are Ziraat Bankası, and HSBC. And for the record, I am a UK citizen, using a UK issued Revolut card.

Let me know how you get on, and if you find any other banks or cashpoints in Turkey that don't charge a fee for using Revolut, sound off in the comments!

Thanks as always for reading :)